While online retailers continue to grow, there are still many people who make purchases from brick-and-mortar stores due to convenience, expediency, and product availability. Even though many view the online retail model as something completely different from brick-and-mortar retailers, the truth is they have more in common than most people think.

Retail Space

Both online retailers and brick-and-mortar stores need space to house their inventory and scale their offerings to meet the demands of local customers. Brick-and-mortar stored typically use shelves and a stockroom. Online retailers, on the other hand, may have entire warehouses to meet the needs of a global audience. For both models, inventory and space are intertwined. Securing space to open up shop or to house inventory is much easier with the right commercial real estate financing, which can be scaled to fit the size of any retail operation, online and off.

Working Capital

Working capital is essential to every retailer. Retailers use working capital to purchase inventory, hire employees, launch traditional and digital marketing campaigns, and to expand. Working capital in the retail industry comes in waves, and during slow periods, retailers may need an extra push. On the other end of the scale, retailers may need an extra infusion of working capital to prepare for seasonal rushes. One solution is to use a merchant cash advance, which provides discretionary working capital without any attached debt. Merchant cash advances are a great fit for retailers because the payments are flexible. When a customer makes a purchase and pays with a credit card, a small percentage of the sale goes towards paying off the balance of the advance, so retailers so not have to worry about making scheduled installments.

Providing Solutions for the Retail Industry

Web Finance Direct provides a wide range of financing solutions for the retail industry. Whether you own a brick-and-mortar store or you are trying to grow your online presence as a retailer, we can help. Contact Web Finance Direct today and our team will work with you to provide your business with financing tailored to your needs.